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Our experts are here to help you every step of the way — no pressure, no obligation.
At EZ Credit Repair Canada, we follow a simple, transparent, and results-driven process to help you rebuild your credit the right way.
It all starts with a free consultation, where we review your credit reports from all major bureaus (Equifax and TransUnion) to identify negative or inaccurate or any items that may be hurting your score.
Next, we create a personalized action plan tailored to your situation. From there, we begin sending targeted disputes to challenge only the inaccurate, outdated, or unverifiable negative items such as late payments, charge-offs, collections, or errors in personal information.
We work directly with credit bureaus and creditors on your behalf, so you don’t have to worry about a thing. Once the disputes are filed, the bureaus typically have 30 days to respond, and many clients begin to see real improvements within 4 to 6 months.
Throughout the process, we keep you informed with regular updates and offer ongoing support to help you build a stronger credit future. It’s that simple — no shortcuts, just real results.
Collections and Charge Offs
Collections Accounts, Charge Offs, Late Payments, Hard Inquiries and Repossessions.
Because True Quality Is Worth the Investment
Most clients begin seeing results in 30–60 days, with significant improvements typically showing in 4–6 months, depending on the complexity of your case.
Absolutely. We operate under the rules of the Fair Credit Reporting Act (FCRA) in Canada. It is your legal right to dispute any inaccurate or unfair item on your credit report.
While it’s always best practice to pay your accounts and maintain good financial habits, our process does not require you to pay the creditors. We focus on disputing and removing negative items from your credit report even if the accounts are unpaid.
We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.
Mon | 10:00 a.m. – 05:00 p.m. | |
Tue | 10:00 a.m. – 05:00 p.m. | |
Wed | 10:00 a.m. – 05:00 p.m. | |
Thu | 10:00 a.m. – 05:00 p.m. | |
Fri | 10:00 a.m. – 05:00 p.m. | |
Sat | 10:00 a.m. – 05:00 p.m. | |
Sun | Closed |
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